Capitalize Loans

True Capital When You Need It Financial Solutions For Small Businesses


Bad Credit Solution

At Capitalize Loans, we believe your business is so much more than a credit score. We'll help you get approved and improve your credit along the way.

Small Business Financing Solution

You need capital for your next business venture, and you need it fast. With one application, you could get approved for up to $5,000,000 in as little as 48 hours.

Funded over 10,000 small businesses

Funding Exclusively For Your Small Business

Every day, thousands of successful business owners struggle to get financing to grow their businesses, battling endless streams of paperwork and complex loan options. We believe small businesses deserve better.

With one 10 minute application we can help you receive the right loan option for your business needs. Financing options include lines of credit, term loans, cash advances and even Small Business Administration (SBA) loans. 

Is Your Small Business Eligible?

Time in business

Must be in business for at least 6 months

revenue minimum for business loan


Minimum of $10,000 gross deposits per month

Credit Score

Bad Credit is OK! Although, having better credit does increase your chances of getting a better loan.


Applying for PPP loan with Capitalize

The $900 billion COVID-19 aid bill includes a $284,5 billion allocation for First and Second Draw PPP loans. Funds are limited, and the deadline ends March 31st, so act quickly. We’ll handle all the paperwork through our experienced underwriting team – helping over 10,000 small businesses access critical funds in 2020, and we’re ready to help again.

  • Fast and transparent online application
  • 100% forgiveness potential
  • Trusted and approved PPP lender
  • Get up to 2.5x or 3.5x (food services) payroll cost
  • We handle all paperwork
  • 24/7 contact for updates

We'll Help You Get The Right Loan

Recent Small Business Articles

How To Capitalize Your Business
22 February 2021
Read More
Picking an Invoice Factoring Company
22 January 2021
Read More
Set Your Financial Goals For 2021
12 January 2021
Read More
Googler Reviews For Capitalize Loans
Hailton Casanova
Hailton Casanova
Read More
The best customer service, thank you guys for all the help
Yesenia Rodriguez
Yesenia Rodriguez
Read More
Very great people, they did everything possible to get me the best deal for my term loan. Between the application and getting my business funded the whole process took less than a week. I will definitely be recommending to other business owners I know who might be looking for working capital loans.
Maria Camila Romero
Maria Camila Romero
Read More
This company is spot on great in regards to focusing on my needs. Smooth transition from applying to getting my funds in my account within 2 days. What’s most impressive is that they have a office that I can go to and sit down and discus business.