Capitalize Loans

True Capital When You Need It

Fast and Flexible Small Business Financing For Businesses Like Yours


Bad Credit Solution

At Capitalize Loans, we believe your business is so much more than a credit score. We'll help you get approved and improve your credit along the way.

Schedule a Call

Need more information or want to follow up on your application? You can now schedule a call with one of dedicated advisors that works best for you!

Funded over 10,000 Small Businesses Nationwide

Small Business Financing Exclusively For You

Every day, thousands of successful business owners struggle to get small business financing to grow their businesses, battling endless streams of paperwork and complex loan options. We believe small businesses deserve better.

With one 10 minute application we can help you receive the right loan option for your business needs. Small business Financing options include lines of credit, term loans, cash advances and even Small Business Administration (SBA) loans. 

Is Your Small Business Eligible?


Time in business

Must be in business for at least 6 months

revenue minimum for business loan


Minimum of $10,000 gross deposits per month


Credit Score

Bad Credit is OK! Although, having better credit does increase your chances of getting a better loan.


Applying for PPP loan with Capitalize

The $900 billion COVID-19 aid bill includes a $284,5 billion allocation for First and Second Draw PPP loans. Funds are limited, and the deadline ends March 31st, so act quickly. We’ll handle all the paperwork through our experienced underwriting team – helping over 10,000 small businesses access critical funds in 2020, and we’re ready to help again.

  • Fast and transparent online application
  • 100% forgiveness potential
  • Trusted and approved PPP lender
  • Get up to 2.5x or 3.5x (food services) payroll cost
  • We handle all paperwork
  • 24/7 contact for updates

Get The Right Small Business Financing Available

Recent Small Business Articles

SBA - EIDL Program Limit Increases for Businesses
08 April 2021
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How a Bridge Loan Can Help Your Business Survive
07 April 2021
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PPP Loan Deadline Extended to May 31st
05 April 2021
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Googler Reviews For Capitalize Loans
Hailton Casanova
Hailton Casanova
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The best customer service, thank you guys for all the help
Yesenia Rodriguez
Yesenia Rodriguez
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Very great people, they did everything possible to get me the best deal for my term loan. Between the application and getting my business funded the whole process took less than a week. I will definitely be recommending to other business owners I know who might be looking for working capital loans.
Maria Camila Romero
Maria Camila Romero
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This company is spot on great in regards to focusing on my needs. Smooth transition from applying to getting my funds in my account within 2 days. What’s most impressive is that they have a office that I can go to and sit down and discus business.