Capitalize Loans

merchant-cash-advance-symbol

Merchant Cash Advance (MCA)

As a merchant cash advance broker, Capitalize Loans provides an opportunity for businesses to have access to instant capital. Business owners can apply for MCA (merchant cash advance) and have their funds deposited to their bank account immediately within 24 hrs. 

What is a small business merchant cash advance (MCA) and how does it work?

A small business merchant cash advance (MCA) is a type of financing where a business is advanced a lump sum payment in exchange for a percentage of future credit card sales. MCAs are typically used for working capital, inventory, or other short-term needs.

 

A small business MCA works by providing a business with an advance payment in exchange for a percentage of future credit card sales. The business repays the advance by having a small percentage of their daily credit card sales automatically deducted until the advance is fully repaid.

MCAs Can Help Businesses By:

  • Increasing cash flow 

  • Purchasing inventory in bulk at a deep discount

  • Unexpected direct and indirect expenses

  • Finance next big project

  • Having working capital in hand to grow the business

Business Bank Account

Active

Having an active business bank account is important to receive fundings

Monthly Gross Deposits

$17,000

A minimum of $10,000 in gross deposits must show in your last three business bank statements

Time in Business

1 year

Business has been fully operational for at least 6 months

Can a small business MCA be used for any purpose?

To begin the process to apply for the merchant cash advance. We ask you to complete our quick application, and submit the last three months of bank statements under the business name. It’s important to note that all information must be filled out in order for us to give you a call.

 

If you’re trying to receive funding as quickly as possible, we advise uploading these documents at the end of the application. 

01
Submit Single Application
After you submit your application, one of our underwriters will reach out to you within the same business to discuss your options.
START +
02
What's Best For You
Your underwriter will work closely to determine which small business funding option will help you achieve your goals without compromising cash flow.
03
Receive Funding
Once your funding option is determined, you funding can be approved and deposited within 24 hours.
04
Repay
Terms are set in advance so you know what to expect and can plan accordingly.

LET’S GET STARTED

Apply for Small Business Capital

After filling out our single application, you’ll get to speak to one of our dedicated advisors to take the time to get to know your business and help you understand your small business funding and repayment options.

PHP Code Snippets Powered By : XYZScripts.com