As a merchant cash advance broker, Capitalize Loans provides an opportunity for businesses to have access to instant capital. Business owners can apply for MCA (merchant cash advance) and have their funds deposited to their bank account immediately within 24 hrs.
A small business merchant cash advance (MCA) is a type of financing where a business is advanced a lump sum payment in exchange for a percentage of future credit card sales. MCAs are typically used for working capital, inventory, or other short-term needs.
A small business MCA works by providing a business with an advance payment in exchange for a percentage of future credit card sales. The business repays the advance by having a small percentage of their daily credit card sales automatically deducted until the advance is fully repaid.
Increasing cash flow
Purchasing inventory in bulk at a deep discount
Unexpected direct and indirect expenses
Finance next big project
Having working capital in hand to grow the business
Having an active business bank account is important to receive fundings
A minimum of $10,000 in gross deposits must show in your last three business bank statements
Business has been fully operational for at least 6 months
To begin the process to apply for the merchant cash advance. We ask you to complete our quick application, and submit the last three months of bank statements under the business name. It’s important to note that all information must be filled out in order for us to give you a call.
If you’re trying to receive funding as quickly as possible, we advise uploading these documents at the end of the application.
LET’S GET STARTED
After filling out our single application, you’ll get to speak to one of our dedicated advisors to take the time to get to know your business and help you understand your small business funding and repayment options.