Retail Store Funding

What We Have in Store

We understand small retail businesses face unique challenges. Getting working capital is no walk in the park when applying with a traditional lender or bank. The process can take up weeks or months, and most retail store funding are denied because traditional lenders often consider retailer funding to be “high risk.” 

Capitalize Loans can approve more retailer loans than traditional lenders, often in just one business day. We will provide a number of different options 

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customer paying in retail store

Retail Store Solutions

The retail business is considered high risk, because of unpredictable consumer demand, sensitivity to economic conditions, and competition from other retailers. At Capitalize Loans, we fund all types of retail business, including salons and spas, specialty stores, clothing stores, convenience stores, and more. We make sure our team will work hand in hand through the entire process to help you succeed.

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Business Advance

Borrow against future business earnings to access capital today! Like time travel, or close to it.

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Line of Credit

The flexibility and safety net your business needs. No obligation to use it, only when it's necessary.

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Equipment Financing

Finance the tools you need, from software's to tractors for your retail business.

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How To Use Retail Funding

A retail business loan can provide the working capital that is needed to continue to meet challenges, such as:

  • Seasonality — roughly 20% of retail sales occur during the holiday season.
  • Growth of online retail threatening small retail outlets.
  • High staff and customer turnover
  • Changes in consumer behavior — consumers are prioritizing events and experiences over consumer goods

Working capital can provide solutions for many retailers to expand and improve the overall business structure. Using funds for:

  • Expand to a new location
  • Create a more inviting environment at your existing location
  • Create a well structured website to sell your products online
  • Stock up on inventory before holiday rush
  • Create loyalty programs
  • Sponsor events in your community or in your store
  • Boost your retail business’s marketing and advertising

How Business Services Funding Works

01
Submit Single Application
After you submit your application, one of our underwriters will reach out to you within the same business to discuss your options.
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02
What's Best For You
Your underwriter will work closely to determine which small business funding option will help you achieve your goals without compromising cash flow.
03
Receive Funding
Once your funding option is determined, you funding can be approved and deposited within 24 hours.
04
Repay
Terms are set in advance so you know what to expect and can plan accordingly.

LET’S GET STARTED

Apply for Small Business Capital

After filling out our single application, you’ll get to speak to one of our dedicated advisors to take the time to get to know your business and help you understand your small business funding and repayment options.

Apply Now