Business Loans for Construction Companies

Funding solutions designed to build your business.

Running a construction company means navigating unpredictable expenses — from weather delays to labor shortages to material costs. When projects stall or opportunities arise, business loans for construction companies give you the working capital you need to stay competitive, keep projects on track, and grow with confidence.

Capitalize Loans makes it simple to apply and get funded fast — no collateral, no stress.

Fast, Flexible Construction Company Funding

Our streamlined process gets your construction business funded quickly — with options ranging from $13,000 to $5,000,000.

Explore funding types available to construction companies:

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Business Advance

Get upfront capital by borrowing against future revenue — ideal for covering short-term gaps.

Learn More About Business Advance
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Equipment Financing

Buy or lease the machinery and tools you need — from loaders to lifts.

Explore Equipment Financing
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Term Loans

Secure lump-sum funding with predictable repayment to fuel big projects.

Learn About Term Loans

How Construction Funding Works

01
Submit Single Application
Complete our short online form to get matched with the right funding options.
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02
Get Expert Guidance
A dedicated underwriter will help you choose the best loan product for your goals.
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Receive Your Funds
Once approved, you could receive funding in as little as 24 hours.
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Repay with Confidence
Terms are clearly defined upfront, so you can plan your cash flow accordingly.

How Construction Loans Can Help Your Business

  1. Purchase or Lease Equipment
    From heavy machinery to jobsite tools, having the right equipment is critical to productivity.
    Use a loan to buy or lease what you need — and own it outright when financing is complete.

  2. Hire Additional Workers
    Big projects require strong crews. Use construction funding to bring on skilled labor so you can meet deadlines and take on more jobs without overextending your team.

  3. Improve Cash Flow & Win More Bids
    With cash on hand, you can act fast on new opportunities — or stabilize your business during slow seasons. Strong cash flow also positions you to compete more confidently against larger firms.

Why Choose Capitalize?

  • Simple Application – One form, access to 50+ lenders
  • No Collateral Required – Most loan types are unsecured
  • Fast Approvals – Get funded in as little as 24 hours
  • Tailored Solutions – Built around the cash flow needs of contractors

Whether you’re bidding on your next big job or bridging the gap between payments, we’ll help you find the right construction company funding solution to keep building.

Ready to Build Your Business?

Apply online today and connect with a Capitalize advisor who understands the construction industry.

Apply for Construction Company Funding