Gas Station Business Loans
Fuel your future with fast, flexible funding.
Operating a gas station requires staying ahead of regulatory changes, inventory demands, and rising fuel costs — all while managing day-to-day operations. Traditional lenders often avoid this industry due to perceived risk and compliance complexity.
That’s where Capitalize Loans comes in. We offer gas station business loans tailored to your unique needs — with faster approvals, fewer requirements, and funding in as little as 24 hours.
Funding Solutions for Gas Station Owners
Whether you’re managing a single location or expanding into new services, we offer funding from $13,000 up to $5,000,000 — with multiple options to support growth and resilience.
Popular loan options for gas stations:
Business Advance
Access working capital by borrowing against future revenue — perfect for navigating fuel price swings or urgent repairs.
Line of Credit
A flexible safety net for inventory restocks, cash flow gaps, or last-minute upgrades.
How You Can Use Gas Station Funding
Gas station loans can help you tackle common industry challenges and invest in long-term success:
- Stay Compliant – Upgrade tanks, pumps, or infrastructure to meet environmental and safety regulations
- Buy Fuel in Bulk – Hedge against price fluctuations by purchasing ahead
- Expand Services – Add EV charging stations, food service, or car wash facilities
- Upgrade Equipment – Improve POS systems, lighting, or signage
- Restock Inventory – Keep convenience store items fully stocked
- Renovate Your Property – Enhance the customer experience and boost traffic
- Invest in Security – Install surveillance, alarms, or lighting for safety
Traditional banks may decline your application if your sales are seasonal, your cash flow is tight, or you lack collateral. Capitalize looks beyond those metrics — focusing instead on your potential.
How the Funding Process Works
Why Choose Capitalize?
- Experience with Retail Fuel Operators – We understand the industry and its challenges
- Fast Turnaround – No lengthy bank delays or mountains of paperwork
- Low Documentation – Just a few months of bank statements and basic business info
- No Collateral Required – Most loans are unsecured
- Flexible Funding Options – Choose what works best for your operation
Ready to Fuel Your Growth?
Apply online now and speak with a Capitalize advisor who understands your business.