Medical Practice Loans

Flexible funding designed for healthcare professionals.

Medical professionals face unique financial demands — from managing equipment purchases to bridging insurance reimbursement delays. Traditional lenders often require excessive paperwork and lengthy approval timelines.

Capitalize offers fast, flexible medical practice loans so you can focus on patient care, not cash flow. Whether you’re launching a new practice or expanding an existing one, our solutions help you keep your business healthy.

Fast, Flexible Healthcare Business Funding

We offer funding from $13,000 up to $5,000,000 — with approval possible in just one business day. Choose from several options tailored to medical and healthcare businesses:

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Business Advance

Get immediate working capital by borrowing against future receivables — great for managing uneven cash flow.

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Line of Credit

Access funds on demand to cover expenses like payroll, supplies, or marketing — only pay for what you use.

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Term Loan

Receive a lump sum with predictable repayments to fund renovations, new hires, or long-term investments.

What Can Medical Practice Loans Be Used For?

Working Capital
Bridge the gap while waiting on insurance reimbursements or billing cycles. Use funds for payroll, rent, or day-to-day operations.

Purchasing Inventory
Keep your shelves stocked with medical supplies and patient essentials — without straining your cash flow.

Upgrading Equipment or Facilities
Whether you’re adding imaging equipment, upgrading exam rooms, or opening a second location, our funding can cover the cost.

Hiring Staff
Bring on additional administrative, clinical, or nursing staff to meet growing patient demand.

Apply online in minutes — no extensive paperwork required

01
Submit Single Application
After you submit your application, one of our underwriters will reach out to you within the same business to discuss your options.
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02
Review Your Options
A dedicated underwriter will help you select the best funding solution based on your needs and goals.
03
Get Approved Fast
Once your funding option is determined, you funding can be approved and deposited within 24 hours.
04
Repay with Confidence
All terms are structured upfront to support your cash flow and growth.

Why Choose Capitalize?

  • Healthcare-Specific Expertise – We understand the operational needs of clinics, practices, and providers
  • Quick Turnaround – No waiting weeks like with traditional banks
  • No Collateral Required – Most loans are unsecured
  • Minimal Requirements – Just 6 months in business and 3 months of bank statements to start
  • Flexible Use Cases – Finance equipment, operations, staffing, or expansion

Ready to Fund Your Practice?

Apply online today and connect with a Capitalize advisor who understands the needs of healthcare businesses.