Capitalize Loans

Start Growing Your Business

Qualify With No Impact On Your Credit Score

Pre-Qualify in 3 Easy Steps

FICO® Credit Score


Qualify in an instant with no impact on your credit score

Monthly Gross Deposits


A minimum of $10,000 in gross deposits must show in your last three business bank statements

Time in Business

6 months

Business has been fully operational for at least 6 months

Why Choose Us?

Capitalize loans is creating a new and safe space so small business owners can easily compete in their own industries without worrying about cash on hand. Our goal is to provide opportunity to those that aren’t receiving funds through traditional banks. That is why we are offering alternative funding solutions so small business owners can have the choice to pick and choose what works best for them.

  • Merchant Cash Advance
  • Term Loans
  • Line of Credit
  • Invoice Factoring
  • Equipment Financing

Schedule a Call with our Dedicated Advisors

Our Loan Partners

How does it work?

Submit Single Application
After you submit your application, one of our underwriters will reach out to you within the same business to discuss your options.
What's Best For You
Your underwriter will work closely to determine which small business funding option will help you achieve your goals without compromising cash flow.
Receive Funding
Once your funding option is determined, you funding can be approved and deposited within 24 hours.
Terms are set in advance so you know what to expect and can plan accordingly.

All businesses need working capital to meet unexpected expenses and challenges of their niche. Within each industry there are risks that must be taken seriously so businesses can continue operating. 

We are happy to offer funding to most industries nationwide, especially if you operate in a high-risk market. Capitalize Loans has a track record to approve your small business loan within 24 hours. 

What Business Owners Say About Us

Googler Reviews For Capitalize Loans
Luis Ledesma
Business Owner
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Thanks to this company I was able to get ahead, I thank you and I send a thousand blessings to this company. They really helped me and well, I would like to see the form if I can qualify for a little more than a thousand thanks
Alejandro Ferro
Business Owner
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Very good work excellent thank you very much especially to Kerry Figueredo thank you
Richie Bakari
Business Owner
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Awesome customer service. Thank you for your support!
Shawnelle Roy
Business Owner
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I will be able to expand get educated and employ and house people in need...full circle!
Camille Medina
Business Owner
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Quick and easy process and fast to get funded
Ivena Ford
Business Owner
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Easy, straight forward, fast experience. Thank you so much for helping my small business!!!
Hailton Casanova
Business Owner
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The best customer service, thank you guys for all the help
Andre Fernandez
Business Owner
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Capitalize was able to get in touch with my friends business and really help him throughout this pandemic. They were responsive and very professional!

How Can I Use The Funds?

When you receive your funds directly into your bank account there are no restrictions on what you can use the money for, although we recommend investing the capital into income generating projects. Our customers use the funds for all sorts of activities such as: 

Purchasing inventory – Payroll – Equipment Financing – Marketing – Business Expansion – Hiring

Frequently Asked Questions

Do I qualify?

In order to qualify for any of our loan options, you must have a FICO score of 500 or above. The business must be over 6 months old, and you need to average a minimum of $10,000 in gross monthly revenue for the last three months.

What determines my rate?

Each application is considered based on your bank statements, cash flow, and partially on your credit. Your actual rate is calculated based on several factors.

How do I pay back?

There are multiple options, depending on our application process you can choose between: daily, weekly, and monthly ACH payment options. 

Do I need any collateral?

No collateral is needed when applying through Capitalize. We simply consider your overall business performance and cash flow. 

What is the term I can get the money for?

Depending on your eligibility and application, you will be able to keep the funds up to 18 months.

How fast can I receive the funds?

Our quick and fully automated process, you will be able to sign the contract and receive funds as soon as the same day you apply. Based on our previous customers’ experience, the funds will reach your account within 24-48 hours.


Apply for Small Business Capital

After filling out our single application, you’ll get to speak to one of our dedicated advisors to take the time to get to know your business and help you understand your small business funding and repayment options.

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