Business Line of Credit
Flexible, revolving access to funds — whenever your business needs it.
A business line of credit is a powerful tool for managing cash flow, covering expenses, and seizing growth opportunities. Unlike a traditional loan, you borrow only what you need, when you need it — and only pay interest on the amount drawn.
Whether you’re facing a short-term cash crunch, stocking up on inventory, or launching a new marketing campaign, a business line of credit can help you stay in control.
How Much Do You Qualify For?
How It Works
Apply in minutes and access capital on demand.
Apply Online
Submit a simple application with basic business info — no collateral required.
Draw Funds as Needed
Use your secure online dashboard to request funds. Get cash in your account in as little as 4 hours.
Repay Over Time
Make predictable weekly or monthly payments. Choose terms of 6 or 12 months based on your needs.
Replenish Automatically
As you repay your balance, your available credit refreshes — so you're always ready.
Common Uses for a Business Line of Credit
Emergency Expenses
Unexpected repairs or slow customer payments? A line of credit gives you a safety net.
Inventory & Supplies
Stock up for peak seasons or buy in bulk to cut costs — without draining your bank account.
Payroll or Staffing Gaps
Cover shortfalls without disrupting operations or team morale.
Marketing Campaigns
Invest in growth confidently, knowing capital is available when needed.
Debt Consolidation
Streamline higher-interest balances into one manageable line of credit.
Why Choose Capitalize?
- Fast Funding – Access cash in as little as 4–6 hours
- No Upfront Costs – No application or origination fees
- No Collateral Required – Approval based on business strength
- Flexible Terms – Choose the draw amount and term that works best for you
Ready to Get Started?
Get pre-qualified with no impact to your credit score.