Upfront capital. Predictable payments. Room to grow.
A small business term loan gives you a lump sum of capital upfront, which you repay in fixed installments over time. Whether daily, weekly, or monthly, these structured payments make it easier to plan for the future — while funding large investments today.
Use your term loan to upgrade equipment, expand your space, hire staff, or take advantage of growth opportunities without draining your cash reserves.
Term loans are one of the most straightforward and flexible funding options available to small businesses.
Capitalize makes the process fast and simple — no long paperwork, no confusing terms.
Why take weeks applying through a traditional bank when you can get matched instantly through our network of 50+ lenders?
Minimum Requirements:
Once approved, funds can be deposited into your account the same day — and repayment begins based on the term selected.
Whatever your goals, term loans offer the structure and flexibility to make it happen.
With Capitalize, you don’t just borrow — you grow on your terms.
Fuel your next phase of growth with a business term loan tailored to your goals.
