Capitalize Loans

Unsecured Business Loans in Florida

  • Merchant Cash Advance
  • Term Loans
  • Invoice Factoring
  • Line of Credit
  • Equipment Financing

Capitalize Your Business in Florida

In the sunshine state, small businesses have been in need of working capital than ever before, trying to keep themselves afloat from the 2020 COVID-19 pandemic. Getting a small business loan will guarantee to put you in a better position, but qualifying for one in Florida may be harder to find. With traditional banks having tough requirements and loads of paperwork, it’s nearly impossible to have cash on hand when you need it.

That is why Capitalize Loans is offering alternative solutions so small businesses in Florida can continue their hard work while having cash on hand. It’s important for a business to have cash flow and we’re here to help you with that. 

How do I Qualify for a Small Business Loan in Florida?

Capitalize Loans provides options for small business owners in Florida from Equipment Financing, Merchant Cash Advance, to a Small Business Administration Loan. The benefit of applying for a business loan through Capitalize Loans is we do not ask for collateral or any upfront costs. 

These are the three main factors that Capitalize Loans will consider throughout the qualification process. Depending on the type of loan or advance a business is considering, some of these requirements play a larger role than others. 

FICO® Credit Score

500

Qualify in an instant with no impact on your credit score

Monthly Gross Deposits

$10,000

A minimum of $10,000 in gross deposits must show in your last three business bank statements

Time in Business

6 months

Business has been fully operational for at least 6 months

What is an Unsecured Loan?

Unsecured loans are backed by the borrowers creditworthiness and promise to repay on time. Unlike secured loans, Capitalize Loans does not require collateral, such as property or other assets. An example of an unsecured loan include personal loans, student loans, and credit cards. 

Begin to Capitalize Your Business

What can I use my Small Business Loan for?

Working Capital

The most common reason a business loan in Florida is needed is working capital. Keeping the business above water with rent, payroll, and other everyday expenses means your business will need extra capital.

Marketing

Marketing campaigns or budgets are another springboard for business loans. Without the right exposure or promotional activity, it’s tough to make money in Florida. Business loans allow you the cash flow to gain some momentum around a product or service.

Equipment

Expensive equipment, software, or other business tools can be another reason for a business loan. Compliance standards and dynamic trends force companies to update their hardware and equipment constantly.

Infrastructure

Expanding or scaling up is always a great achievement for any business owner. However, it also costs money. New infrastructures or growth means a need for an influx of capital as variable costs stretch companies thin. 

Which Industries Benefit from this Type of Financing?

Constructions Loans

Construction Company Funding

Contractors, electricians, plumbers, specialty tradespeople, & more.

Gas Station Business Loans

Gas Station Funding

Independent gas stations, truck stops, service stations, and more.

business-services-funding-cog-wheel

Business Service Funding

All businesses that provide services to other businesses,

retail-store-front-icon

Retail Store Funding

Convenience stores, salons & spas, specialty stores, and more.

Law Practice Loan

Law Firm Funding

Family law, personal injury law, real estate law, and all specialties.

Medical Practice Loans

Medical Practice Funding

Surgeons, psychiatrics. dermatologists, and all specialties.

Day care, child care loans

Daycare Funding

Early education, after school care, specialized care, and more.

Restaurant Loans

Restaurant Funding

Fast food, casual dining, bars, coffee shops, pubs, and more

What is the Easiest Business Loan to get?

With technology, online lenders have made it easier to get a small business loan. Making online applications easier and simpler has initiated business owners to take advantage of this opportunity, with incentives such as, simple repayment options, easy-to-manage accounts, and fast funding processes that can take up to as little as 24 hours. 

By far the easiest business loan to get is the Merchant Cash Advance or MCA. The reason being is because it’s not technically a loan, but rather a cash advance based on your future credit sales of your business deposits. It is a lump sum of capital that is given upfront from Capitalize Loans that you’ll be able to repay based off the percentage of the business’ sales.

Merchant Cash Advance

Increase cash flow, purchase inventory, unexpected expenses, paying off debt, and having working capital to grow your business.

Small Business Administration Loan in Florida

Every business has different needs and expenses, and no capital solution is the same. This all depends on your personal financial situation and vision for the business that will shape the financial future for your business.

If you want to have complete control of your business, but financially it’s almost impossible to fund, consider a business loan through the SBA. This increases your chances of securing a loan, what makes it easier is having a business plan, expense sheet, and financial projections for the next five years. 

Small Business Adminstration Loan

It costs money to grow your business. Funding your business is one of the first – and most important financial choices most business owners make. 

LET’S GET STARTED

Apply for Small Business Capital

After filling out our single application, you’ll get to speak to one of our dedicated advisors to take the time to get to know your business and help you understand your small business funding and repayment options.

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