Effective Date: October 14, 2025

These Terms of Service (“Terms”) govern your use of https://capitalizeloans.com (the “Website”) and any related services provided by Capitalize Loans (“we,” “our,” or “us”). By accessing or using the Website, you agree to these Terms. If you do not agree, please discontinue use of the Website.

1. Use of the Website

You agree to use our Website only for lawful purposes and in accordance with these Terms. You may not use the Website in any way that could damage, disable, or interfere with its operation or infringe upon the rights of others.

2. Services Provided

Capitalize Loans provides small-business funding referral and related informational services. We are not a direct lender, broker, or financial advisor. Our Website allows users to submit inquiries that may be shared with lending partners. We do not make credit decisions or guarantee loan approval.

3. No Financial Advice

The information provided on this Website is for general informational purposes only and should not be considered financial, legal, or tax advice. You are encouraged to consult with qualified professionals before making financial decisions.

4. Communications and SMS Consent

By submitting your contact information, you consent to be contacted by Capitalize Loans via phone, email, or text message regarding your inquiry or related services. Message and data rates may apply. You may opt out of text messages at any time by replying “STOP” or contacting us at info@capitalizeloans.com.

Capitalize Loans complies with all applicable text-messaging and privacy regulations, including the Telephone Consumer Protection Act (TCPA) and related guidance governing automated messaging.

5. Cookies and Analytics

Our Website uses cookies and similar technologies to enhance your browsing experience, analyze site performance, and improve our services. You can adjust your browser settings to refuse cookies or alert you when cookies are being used. Some Website features may not function properly if cookies are disabled.

6. Privacy Policy

Your use of our Website is also governed by our Privacy Policy. By using our Website, you agree to the collection and use of information as described in that policy.

7. Intellectual Property

All content on this Website—including text, graphics, logos, and images—is the property of Capitalize Loans or its content suppliers and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or modify any portion of the Website without our written consent.

8. Third-Party Links

Our Website may include links to external websites. We are not responsible for the content, policies, or practices of these third-party sites and do not endorse them. You access third-party sites at your own risk.

9. Limitation of Liability

To the maximum extent permitted by law, Capitalize Loans and its affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of—or inability to use—the Website or any linked sites.

10. Indemnification

You agree to indemnify and hold harmless Capitalize Loans, its affiliates, officers, and employees from any claims, damages, or expenses arising out of your use of the Website or your violation of these Terms.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict-of-law principles. Any disputes shall be resolved exclusively in the state or federal courts located in Miami-Dade County, Florida.

12. Changes to These Terms

We may update these Terms from time to time. The updated version will be posted on this page with a revised “Effective Date.” Your continued use of the Website constitutes acceptance of the new Terms.

13. Contact Us

If you have questions about these Terms, please contact us:
Email: info@capitalizeloans.com
Address: 15 Atlantic Avenue, Suite 301, Lynbrook, NY 11563, USA